ESIC Pan-India Geographic Extension & Wage Thresholds

Source: PIB / ESIC (MoL&E)

ESICESI Act 1948Social SecurityMedical Care

The Employees State Insurance Corporation (ESIC) extended the ESI Scheme fully to all notified revenue districts across India, removing historical piecemeal municipal restrictions under the ESI Act, 1948.

Wage limit for ESI coverage: ₹21,000 per month (₹25,000 for persons with disabilities).
Contribution rates: Employer 3.25% of wages, Employee 0.75% of wages (total 4.00%). Employees earning average daily wage up to ₹176 are exempt from paying employee contribution.
Key benefits under § 46: Sickness benefit, Maternity benefit (26 weeks full wage), Disablement benefit (temporary/permanent), Dependants benefit, Medical benefit, and Funeral expenses (up to ₹15,000).
Administered by a tripartite Body with Central/State Governments, employers, employees, and medical profession representatives.

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What is the standard monthly wage ceiling for employee coverage under the Employees State Insurance (ESI) Act, 1948?

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